Friday, September 3, 2010

No free lunch OR Just because you are hungry doesn't mean you should fill out a credit card application

I was broke and hungry like many college kids are. Somewhere, I picked up a flier offering a free pizza. Naturally, I went. And, of course, there was a catch.

To get the free pizza one had to fill out a credit card application. I thought, hey, I'm broke, I don't have a bank account or any sort of savings. There's no way they'll give me a credit card.

So I filled out the application and got my pizza. A few weeks later, I got a credit card.

I was shocked. At first, I wasn't going to call the activation number. Unfortunately, the card arrived the day after a rather uneventful birthday. I wanted to party.

I activated the card and did fairly well at keeping up the minimum payments.  And then I had another offer, one that included the possibility of getting a new computer. It just so happened I needed a new computer. So I got a new computer. I did pretty good at making the payments... a while.

And then college was over and I didn't always have a job. Which means I didn't always make my payments. Then I stopped making payments altogether.

This was probably the stupidest thing I've ever done in my life. And I've done some stupid shit.

The good news is that all put one of my debts (not including student loans: those take some time) have been settled. Today, I made arrangements to settle my last debt.

The idea is to boost that credit score so my wife and I can buy a house. Without my wife, I probably wouldn't be paying these debts or working at a good job or being happy.

My advice, gentle souls, is to remember that there is no such thing as a free lunch. If you don't think they'll give you the credit card, don't even bother to fill out the application.

Wednesday, August 25, 2010

What I ate today

The thing I'm told most often to do (besides "don't eat that") in order to lose weight is to keep a food journal. I keep trying and I'm good at it for a day or two and then I just stop.
Remember when the blogosphere was all about what so-and-so Self-Important ate that day?
We've come a long way since then. We've come far enough that I don't mind offering this throwback post on what I ate today. Maybe I will even be able to keep the journal going.

What I ate today:

A multi-vitamin.
A mixture of eggs, bacon and hash browns, two pieces of toast and a glass of pink lemonade.
Three bottles of water.
A small bowl of Tootie Frooties.
Two "party pizzas," a Butterfinger Crisp bar and a liter (roughly) of Mountain Dew.

I don't know that I'll eat anything else today, but if I do, I'll be sure to add it.

Thursday, August 19, 2010

Check, check, is this thing on?

OK, it's been more than two years since I wrote anything here. I'm going to try and keep it up.

(This is where my wife would say, "That's what she said.")

And that is where you old time readers probably crapped your pants. Yes, I said "my wife."

Seriously, there's too much to give you all a solid update. I just can't do it. What I can do is tell you that I will sincerely try to post something once a week. I'm going to try. That's not a guarntee, mind you.

So if you are still out there, I'm back.